It is very clear that it is the entire world that is experiencing the problem of bankruptcy and it's not just you; so don't feel like it's the end of the world because it certainly is not if you hire a bankruptcy attorney. When the dark cloud of bankruptcy is wandering above your head the only person who can come to your rescue is a bankruptcy attorney. However the task of choosing a bankruptcy attorney is no piece of cake, it's the first stage of solving the problem and is of crucial importance because if you get this right there is a high probability your problem will be solved successfully. A good bankruptcy attorney would have witnessed several such cases and your problem shouldn't be anything new for him/her, he or she will know exactly what to do and in what time spam, a good attorney can turn the world upside down so it is essential that you get a good bankruptcy attorney.
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The first question that you must ask the attorneys that you are considering to hire is, "Is declaring bankruptcy my last resort?" This question is very important it not only gives you a chance to explore all your options but also to judge the abilities of your attorney, what kind of approach the attorney is taking, conservative or liberal? Is the attorney thinking out of the box and making special effort for your case or he or she is just piling you with information that you don't understand. This question will also allow you to communicate with your attorney giving a chance to get to know him better. You can check with your attorney whether you should file for chapter 7 or chapter 13 bankruptcies or some other option that lies outside the bounds of bankruptcy. Having this detailed discussion will give you a crystal clear idea about the advantages and disadvantages of filing for bankruptcy and this discussion would be sufficient for judging a prospect attorney.
The second question for you to ask will be, "Who will be in charge of my case?" A lot many times it happens that the attorney you communicating with is not the one who would be representing you in the court, usually bankruptcy cases have just one hearing so it is very important that you have a one to one relationship with your attorney. If some other attorney will be representing you then you can request for a meeting with him so you're clear about the details of the case or you can choose to communicate with the attorney who will representing you.
Third question would be, "How many years of experience does the attorney have with bankruptcy cases?" if your attorney replies with 20 years that should not impress you because when it comes to bankruptcy the frequency of the cases matters, if the attorney tries two or three cases per year then he probably isn't that familiar with the current situation, it is better to hire a bankruptcy attorney that tries two or three cases per month or every two months. Lastly, "How much does the bankruptcy attorney charge?" Although this question may seem a little farfetched but it's a good idea to inquire before hand, some attorney charge for their services on an hourly basis while others a flat fee, so you should know beforehand how you're going to fund for his services.
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